Retirement. It's something you've heard about all your life, looked forward to, dreamed about, maybe even saved a little toward-but have you actually planned it?If you ever hope to retire, and stay that way, you need a solid plan. It doesn't matter whether you're 25 and working your first job out of college or 55 and inching ever closer to a potential retirement date. If you don't have a well-thought-out plan, you either won't be able to retire, or...