Incompetency is loss of the ability to make, and act on, your own decisions and with the aging of North America's population, it is increasingly widespread. It can happen to anyone and many people want to plan for its possibility in order to ensure their own care and protection. Incompetency can cause great, but often avoidable, suffering and emotional anguish to those afflicted by it, as well as the relatives and friends who care for them. People...