At a time when Americans owe close to $800 billion in credit card debt, the myth is that credit cards are primarily financing America's luxury lifestyles--helping white suburban families pay the costs attached to extravagant homes, luxury cars, and golf club memberships--or helping those who aspire to these lifestyles. Up to Our Eyeballs reveals the disturbing reality that credit cards are in fact the new "safety net," being used by desperate...