The book ""The Ways and Means of Payment: A Full Analysis of the Credit System, with its Various Modes of Adjustment"" by Stephen Colwell was published in 1859. It is a comprehensive analysis of the credit system, exploring the different modes of payment and adjustment. The author examines the various forms of credit, including bills of exchange, promissory notes, and bank notes, and how they are used in commerce. He also discusses the role of banks...