The Wall Street Journal. Complete Personal Finance Guidebook

By Jeff D. Opdyke

Book Overview

From America's most authoritative source: the quintessential primer on understanding and managing your money Money courses through just about every corner of our lives and has an impact on the way we live today and how we'll be able to live in the future. Understanding your money, and getting it to work for you, has never been more important than it is today, as more and more of us are called upon to manage every aspect of our financial lives, from managing day-to-day living expenses to planning a college savings fund and, ultimately, retirement. From The Wall Street Journal , the most trusted name in financial and money matters, this indispensable book takes the mystery out of personal finance. Start with the basics, learn how they work, and you'll become a better steward of your own money, today and in the future. Consider The Wall Street Journal Complete Personal Finance Guidebook your cheat sheet to the finances of your life. This book will help you: * Understand the nuts and bolts of managing your money: banking, investing, borrowing, insurance, credit cards, taxes, and more * Establish realistic budgets and savings plans * Develop an investment strategy that makes sense for you * Make the right financial decisions about real estate * Plan for retirement intelligently Also available--the companion to this guidebook: The Wall Street Journal Personal Finance Workbook , by Jeff D. Opdyke Get your financial life in order with help from The Wall Street Journal . Look for: * The Wall Street Journal Complete Money and Investing Guidebook * The Wall Street Journal Complete Identity Theft Guidebook * The Wall Street Journal Complete Real Estate Investing Guidebook

• Format: Paperback
• Language: English
• ISBN: 030733600X
• ISBN13: 9780307336002
• Release Date: April 2006
• Publisher: Crown Currency
• Length: 256 Pages
• Weight: 0.80 lbs.
• Dimensions: 0.9" x 5.2" x 9.0"

Customer Reviews

Excellent General Guide

This book is an excellent source of information about everything related to managing your personal finance. Without getting in too many details, the author covers whatever is required to know in order to build a foundation about personal finance: debit, credit, investing, planning, insurance and taxes. Recommended to people who never thought about their financial future.

comprehensive but not condescending

I was originally looking at the "Personal Finance for Dummies" book, but I felt that it would be embarrasing to have on my home bookshelf. The Wall Street book has been fantastic in helping me make a financial plan for my future. It's comprehensive but not condescending language greatly enlightnened me.

Excellent For Beginners

Before reading this book I knew very little about personal finance. It is a very well written, easy to read, informative book for anyone new to this field. It provides a lot of practical information for bettering ones financial situation in day to day living. Picking up a copy of this book is a wise investment in and of itself.

Worth the $9.75!

I read this entire book in two sittings. I found it fascinating and easy to comprehend. My husband only recently aquired a 401(k) and we were lost. Neither of us has parents in the "investor class" (financial vocabulary is not something we grew up with). It would have taken me years to figure out all this information on my own. Logically, I realized that we needed to be strategic about the early investments that would generate the capital we will continue to invest as we age, but I didn't know exactly how to do this. The book clarified almost everything for me. The book justified with evidence a lot of things I held uneducated hunches about. I now understand what a P/E ratio is! How cool is that?! In addition to clarifying most of the 401(k) issues, there were also good tips on personal finance. One reviewer said these are obvious. They are not obvious to a lot of people because they go against how most people use their money. My parents were anxious about carrying debt, and I am too as a consequence. But many people are not raised that way. This book does more than say "have a budget, don't carry credit card debt, buy inexpensive cars, etc." It explains the consequences of not doing this in financial terms that are eye-opening. If you want to learn the logic behind common financial advice this is a great place to start. It isn't a "do this, do that" kind of book. Rather, it gives you the overall picture, and the knowledge you need to take control of your own finances. Each person's financial situation is unique. Be wary of one-size-fits-all financial advice, and don't be at the mercy of others' advice because they are mostly out to make their money with your money! Not that you need to be paranoid, but knowing some basics will help you avoid putting your money in places that may look good but are really all wrong for you.

Compelling, insightful and actionable

Waiting for a flight I picked up this book and simply never put it down until I was done with it. I am probably a little more interested in understanding my personal finance and opimtizing my personal finance than most but I think this book should be read by everyone over 20. As a husband and father in his mid 30's the best insights this book gave me was to think and re-think about elements of my personal financial situation and choices. After finishing the book I immediately started to dig into areas such as: -re-thinking credit card rewards programs vs. using my debit card -insurance policies -re-thinking my monthly mortgage -evaluating our college savings approach I have read many books on personal finance in the past but none that had this balance of depth and breadth to it. This enabled me to get a handle on topics that I have never really wrapped my mind around like ROTH IRA's and annuities. I highly recommend this book if you're at all interested in better understanding the options avaliable to you and how to control and better manage your personal finances.