So, you are dreaming of blue turquoise beaches, pearl white sand and you day trading from the board of your new sail boat/yacht. The breeze is smooth and even and sailing is a pure pleasure. The wind is gently kissing your head and moving your hair. The day will soon be over and you are about to dock on exotic island in the Caribbean. Another boat is passing by and the captain is giving you a friendly hand wave. Bunch of dolphins are showing off at...