The Color of Credit: Mortgage Discrimination, Research Methodology, and Fair Lending Enforcement

by John Yinger and Stephen L. Ross

An analysis of current findings on mortgage-lending discrimination and suggestions for new procedures to improve its detection.

In 2000, homeownership in the United States stood at an all-time high of 67.4 percent, but the homeownership rate was more than 50 percent higher for non-Hispanic whites than for blacks or Hispanics. Homeownership is the most common method for wealth accumulation and is viewed as critical for access to the...

• Format: Hardcover
• Language: English
• ISBN: 0262182289
• ISBN13: 9780262182287
• Release Date: December 2002
• Publisher: Mit Press
• Length: 432 Pages
• Weight: 1.75 lbs.
• Dimensions: 1.1" x 6.3" x 9.3"
• Age Range: 18 years and up
• Grade Range: Postsecondary and higher