"Terms of Surrender" is Victoria Danforth's story. For five years, Victoria, aka Tori, has been lost to the Danforth family and has had amnesia. Tori has been known as Tanya Winters, a girl with a checkered past, who has been taken in by the kindly Edward Taylor. Tori has been living in Cotton Creek and has come to love the plantation home and her work as manager. However, it was there that Tori first met and lost her heart to Edward's son, David Taylor. Five years is a long time in more ways than one. David has long since left home, but left a lasting impression upon Tori when they shared a 'fiery" kiss. They both have had time through the years to grow up. David returns to Cotton Creek, bitter and not so bitter towards Tori after Edward dies. David cannot come to terms on his true feelings for Tori, but he knows he has feelings for her. It is totally different with Tori -- her memory may be gone as to who she really is, but one thing she knows is how she feels about David. They have to go through some stormy times before things pan out. David has to come to terms that he does not want to lose the family plantation, but he must also come to terms as to not wanting to lose Tanya/Tori either. When Tori's true identity is revealed after her sister, Imogene, accidently runs into her at the annual Cotton Creek fair, Tori must also make a decision -- should she return to Savannah and her family or remain in Cotton Creek. It is not until David comes to terms and reveals how he really feels about Tori, that she can come to her own terms and surrender to the love she feels for David. "Terms of Surrender" is filled with romance and intrigue.
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