A 12-year-old who wants to be financially independent and asks you not to waste money on presents - just a dream or the reality? Where to start if you want to see your children taking care of themselves and their future already at an early age?The essence is in three things: what they think about, what they dream of and - the most important - what they are striving for or, say, who they would like to become in the future. With this bookling, we shall...