Whether people have planned for their "golden years" or haven't given them much thought, Ruth Hayden, nationally known educator and financial consultant, says that it is never too early or too late to... This description may be from another edition of this product.
This is a wake-up call to all working Americans. Ms. Hayden challenges us to take retirement planning seriously. Her approach is simple but not simplistic. To get where you want to be when you retire you had better plan. If you are approaching your anticipated age of retirement and it does not look like you are going to have the resources, she suggests you re-plan. It is not too late. Her realistic evalution of how well Americans have planned for their retirmenent is sobering. This is not a financial planning book. She repeatedly suggests that her readers consult a financial planner. What Ms. Hayden does well is to help you evaluated where you are and take measures to get where you want to be. My mother outlived her money by one month. Fortunately, her children could cover one month or two. Had it been longer? Read Ms. Hayden's book and plan for the contingencies.
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