In today's online world, your name, birth date, and mother's maiden name are often used to verify your identity. But in the wake of massive data breaches at Sony and Epsilon, we are now painfully more aware that this very same information can be used just as easily to falsify your identity. The time has come for Congress to take action. With nearly 1.5 billion credit cards now in use in the United States and more and more Americans banking and shopping...