Only seven years have passed since Rose Sheffield was a carefree college student, though it seems like a lifetime ago. Her father's position at a major bank provided her with luxuries she took for granted. Now she works at menial jobs to support herself and her mother, and they live in what used to be their vacation home in Wildwood, New Jersey. Rose's days are pure drudgery, until she meets Charlie. As luck would have it, she just happens to have...