Public Attitudes Toward Risk-Based Pricing and Risk-Sharing in Insurance

by James M. Anderson and Lloyd Dixon

The authors of this survey study gauge the U.S. adult population's attitudes toward full risk-sharing, partial risk-sharing, and risk-based pricing in setting health, term life, auto, and flood insurance premiums. Findings have implications for public policy in insurance regulation and the role that insurance can play in mitigating the effects of natural and other hazards.

• Format: Paperback
• Language: English
• ISBN: 1977413803
• ISBN13: 9781977413802
• Release Date: November 2024
• Publisher: RAND Corporation
• Length: 74 Pages