Profit and Loss is a novel by Amelia Edith Huddleston Barr, first published in 1916. The story is set in the early 19th century in Scotland and follows the life of a young woman named Janet MacLeod. Janet is the daughter of a wealthy merchant, but her family falls on hard times and she is forced to work as a governess to support herself.Janet falls in love with her employer, a wealthy landowner named Edward Carlyle, but their relationship is complicated...