Private Voluntary Health Insurance: Consumer Protection and Prudential Regulation

by Pablo Gottret, Somil Nagpal, Birgit Hansl, et al.

Health insurance can offer protection against catastrophic medical expenses and improve access to health care. There are, however, imperfections in the insurance market that require intervention such as asymmetry of information between the policy holder and the insurance company, moral hazard that can occur on the side of the insured or the provider of health services, risk selection that may lead to cream skim a particular market, and others. To...

• Format: Paperback
• Language: English
• ISBN: 0821387561
• ISBN13: 9780821387566
• Release Date: June 2012
• Publisher: World Bank Publications
• Length: 130 Pages
• Weight: 0.62 lbs.
• Dimensions: 0.3" x 7.0" x 10.3"