Pricing Credit Products

by Robert L Phillips and Robert L. Phillips

In the wake of the 2008 financial crisis, it became apparent that pricing loans in a way that is profitable for lenders and sensitive to risk is anything but simple. Increasingly, lenders are following the lead of other retailers by segmenting their market and more precisely targeting customers. To do this successfully, lenders must engage analytic approaches, such as machine learning and optimization, in setting prices for each segment.

Robert...

• Format: Hardcover
• Language: English
• ISBN: 0804787204
• ISBN13: 9780804787208
• Release Date: July 2018
• Publisher: Stanford Business Books
• Length: 256 Pages
• Weight: 1.55 lbs.
• Dimensions: 0.9" x 7.2" x 10.1"