The author provides a very extensive discussion on what constitutes insurance coverage-particularly health insurance, Medi-gap etc. There is a clear explanation of the following: o What does a policy cover? o the service benefit o When does coverage commence or end? o How are deductibles to be interpreted? o What is an exclusion and how is the concept applied? o What are coordination of benefits? o What is a 10 day free look provision? There is an extensive section on pitfalls to avoid, high pressure sales and relevant questions to pose to insurers. An extensive glossary of terms is provided at the end of the book. The acquisition is well worth the price of admission.
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