This booklet outlines a common-sense approach for creating and maintaining a basic budget. In Section I of this booklet, I discuss my budget, the importance of having goals, and how the information from my budget allows me to make financially fact-based decisions. The information is meant to inspire the reader to create a budget and to manage their finances proactively. The information is intended for individuals and married couples alike. Feel free to use as much or as little of the advice as pertains to your situation. Section II of this booklet provides information on how to get a free copy of my spreadsheet (optional), and how to use it. Note: This paperback version is intentionally printed in black&white in order to keep the printing costs to a minimum. See the Kindle version for a color copy. ** Author's Request: If you like the booklet/spreadsheet, please leave a review on Amazon. Your review will help other buyers make an informed decision. Thanks
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