Title 12 USC 85 regulates the maximum rate of interest that national banks may charge on most types of loans. Banks that charge a higher rate violate the law and may trigger the penalties for usury described in 12 USC 86.
ThriftBooks sells millions of used books at the lowest everyday prices. We personally assess every book's quality and offer rare, out-of-print treasures. We deliver the joy of reading in recyclable packaging with free standard shipping on US orders over $15. ThriftBooks.com. Read more. Spend less.