Every year in the U.S., billions of coupons are distributed by manufacturers and retailers, but only a fraction of these coupons are actually converted into cash savings by consumers. In an article published by the Federal Trade Commision (FTC) entitled, "Costly Coupon Scams", I learned that, "More than 3,000 manufacturers distribute nearly 330 billion coupons -- worth an estimated $280 billion -- every year in an effort to help consumers save money...