At the start of his career as sub-collector of Parvathipuram sub-division in north-coastal Andhra Pradesh way back in 1974, Subbarao learnt--the hard way--that tribal development requires more than enthusiasm; it requires, most of all, an understanding of poverty. Nearly forty years later, in 2013, as the governor of the Reserve Bank of India in the midst of a fierce exchange rate crisis, Subbarao learnt--once again the hard way--the harsh challenges...