Wayne Benson doesn't require nursing care. He's not a senior citizen. He isn't even retired. But this healthy 30-year-old bachelor believes the comfortable life of The Sunset, an assisted-living retirement community, would be a soothing alternative to his hectic lifestyle. Everything he desires-gourmet meals, laundry services, camaraderie, tranquility-is available for one all-inclusive monthly fee. The only problem? He isn't the required minimum...