Are you applying for credit? Do you know how much interest you will pay for the money you are asking to borrow? Do you care? You should. The interest rate you are offered can be lowered. The banks don't care how much interest you pay and they don't show you how to reduce your interest costs. This book will teach you how to reduce the interest you pay to the banks which means you keep more of your hard earned money in your own pocket. I will show you...