I walked down the sidewalk on my way to the mailbox fearing the worst. Rather than a friend, the mailbox seemed more like an assassin. Its favorite target? My pride. My future. And most devastating - my credit score. I wasn't financially irresponsible, but then again Donald Trump wasn't sitting at my feet to learn any tips about money management either. Truth is I was broke. Worse than that, I was broke and in the hole. Yep. Twenty-three years old,...