When faced with the possibility of a disaster ever happening in their life, most people respond with something along the lines of, "It won't ever happen to me" or "it can't ever happen to me."But the truth is you or anyone else cannot foretell the future. You can't honestly say that there will never be a food shortage or a cash shortage in the future.To prepare for such a scenario, you always have a choice to make: you can either prepare and be frugal...