Financial Peace: Putting Common Sense Into Your Dollars and Cents

by Dave Ramsey

Book Overview

Dave Ramsey - The Great Misunderstanding Lesson From Financial Peace University (DVD) This description may be from another edition of this product.

• Format: Paperback
• Language: English
• ISBN: 0963571230
• ISBN13: 9780963571236
• Release Date: January 2002
• Publisher: Lampo Group Inc
• Length: 268 Pages
• Weight: 1.08 lbs.
• Dimensions: 7.5" x 1.0" x 4.3"

Customer Reviews

Help for millions of people!!!

Having recently lived in Tennessee, I have had the opportunity to experience his radio talk show. His common sense approach to one of the biggest problems in the US, DEBT, is both compassionate and straight-forward. I have found the book to be a direct extension of what I heard on the radio for a time. Is this book simple---YES, financial peace is a simple process. Unfortunately, we live in a country that tries to complicate it. What Dave tries to explain is that if you learn to spend less than you make, you will have financial peace.Is this hard---Yes, old habits die hard, especially bad ones. The principles in this book WORK!!! But they require a level of self-discipline that few want to attain. Financial peace may mean giving up your new car for an old jalopy in order to reduce a $300/month car payment or moving to a smaller house to reduce cost of living.What I find most important about this book is that Dave Ramsey focuses on the family aspect of debt and how it can and does tear families apart. He also shares his own experiences with bankruptcy and the personal humiliation associated with it. He has been there people---and he has survived!If you are up to your eyeballs in debt as most Americans are, this book provides a solid, stable, no-nonsense starting point to learn the simple (yet elusive) principles to help you on your way. It does not take you into complicated business practices nor does it bore you with Wall Street jargon and talk of IPO's, mergers, takeovers... It is in no way intended for those content in their current state, but it is a must-read for the average-joe in mainstream America who dreams of reaching his full potential and a comfortable retirement.BE DEBT FREE AND SHARE THE WEALTH!!!

Dave lays out a plan for your financial peace!

This book on tape captures the essence of Dave Ramsey's highly acclaimed book, "Financial Peace." Much like his highly popular radio show, "The Money Game" and his website "financialpeace.com", Dave provides a common sense approach to personal financial management. He tells you why it make sense for you to get out of debt. He outlines a plan for you to get out of debt. He shows you how to set up your emergency fund, invest for your future, and prepare to change the financial situation of your family tree. All the while, Dave intermingles biblical references as to why this is appropriate behavior. Yes, Dave believes in the personal responsibility of tything. Dave's medicine is sometimes tough to swallow. However, his sincerity is genuine and his message is clear. This book on tape is valuable for you and a great gift for a friend.

Excellent guide to living debt-free and accumulating wealth

If you're sick and tired of living from paycheck to paycheck, Dave Ramsey's Financial Peace is an excellent guide of learning how to manage your money. Dave's teachings are Christian-based and emphasize learning to budget, getting and staying out of debt, bargain shopping, and ultimately accumulating enough wealth to retire with peace of mind.My wife and I first became aware of Dave's teachings through his syndicated radio program. Since we have been following his teachings, we have learned to live on less than we make and have managed to pay off over $12,000 of debt in only 8 months.I highly recommend this book for anyone who is struggling to keep their finances in order. I have also given several copies of this book as graduation and wedding presents.

Death to debt

I read the original "Financial Peace" and have been listening to Dave Ramsey since 1993. I can truly say everything in this book I have done. Financial Peace is the best financial book I have ever read.Want to get out of debt? Want to keep your house from forclosure? Dave's you man and Financial Peace is your book.Dave has been there and done that- he wanted and he did it. he overcame financial disaster and he is telling his story so you can benefit from his mistakes. MY FINANCIAL MENTOR, Dave helped me most by expalining that if you dont have enough money for the end of the month, you have two choices change your expenses and possibly you income or be misserable.He explains that the train of life if full of people who live paycheck to paycheck-70% to be exact and we are all only one financial challange away from loosing everything we have.You are in luck-if you buy the book and apply the information:Cut those cardsSet up an emergency fundDump that debtIf you're lucky you'll be able to make decisions like I do: I quit my job making $35,000 a year-baby on the way and I didn't bat an eyeI have the money-in cash to pay my bills while I set up my insuance agencyIf you're miserable at work and you cant quit, If your spouse wants you to make more money-maybe you should show your spouse that you can spend $100 for a new designer shirt, you can pay $50 for a new designer shirt, you can pay $20 for a new designer shirt, you can pay $7 for a new designer shirt or you can pay fifty cents for a new designer shirt!!! You decideYou don't have to be poor to appreciate these strategies------------------just in debt.a great book to follow up withThe Millionaire Next Door