The forecast is smooth sailing for Oliver Chancellor, scion of Galveston's premier financier. Destined to take his place in the hallowed marble corridors of his family's bank, Chance is content with the future that's been mapped out for him, right down to his upcoming engagement to a prim debutante enthusiastically approved by his socialite mother. But when beautiful Rory St. Claire crosses his path, Chance recklessly plunges into uncharted territory...