Fairmark Guide to the Roth IRA: Retirement Planning in Plain Language

by Kaye A. Thomas

Book Overview

This book makes it easy to learn how to get the most from a Roth IRA. In plain language in covers: Choices. Deciding whether the Roth IRA is best for you, and where to establish your Roth.... This description may be from another edition of this product.

• Format: Paperback
• Language: English
• ISBN: 0967498104
• ISBN13: 9780967498102
• Release Date: January 2004
• Publisher: Fairmark Press
• Length: 234 Pages
• Weight: 0.80 lbs.
• Dimensions: 0.6" x 6.4" x 8.8"

Customer Reviews

The most thorough and educational Roth book out there

I have read many books about IRAs as well as the pages of the IRS web page pertaining to Roth IRAs. This book is the best I have read for information on the Roth IRA. It offers the best explanation I have seen of why the Roth is worth more than the traditional IRA for many investors. Not only is it worth more than the traditional IRA but the Roth is also much more flexible than the Traditional IRA. You can use a Roth IRA to buy a house, pay for a child's education, buy a car, really anything you like as long as you withdraw only the contributions. This book will explain the options the Roth allows and you will be able to decide if the Roth is for you.

Good Read, Everything you ever wanted to know about Roth IRA's

After reading this book I felt like I had a very solid knowledge of Roth IRA's and how they work. Ive been a Roth IRA investor/contributor since they became law in 1998. However, one of the areas I struggled with was whether or not to convert traditional IRA funds to my Roth account. This book covered the greatest detail of this and even what the tax implications would be. ie...can the tax be payed with my next years return or must it be payed now to avoid penalies. One thing I never considered was if I didn't convert and my income went over the threshold allowed by law to convert, I would lose the opportunity to convert the money in the future. The book covers investing too but is somewhat limited in that area as it mainly is a book of what the Roth is and what the laws are regarding it. Basically, the investing part states Grandmas common sense of diversification. All in all a pleasant read on what can be a somewhat boring topic.