n early 2002, an accountant told Janet Chihocky that her company was in such dire financial straits that she had no choice but to file for bankruptcy. A go-getter from an early age, Janet had been blessed with unlikely and amazing professional opportunities, the best mentors and a willingness to work hard and never give up. Until now. Would her mistakes and failures suddenly bring it all to an end? Or could she trust--despite the experts' advice...