Bible study designed for individual or group use. . Includes 12 challenges, 12 homework assignments and 12 devotionals to inspire and motivate you. . . You will learn about a "Charity Box" for the home; how "New England Thrift" can help you save money; how "Prayer Directed Giving" can warm your heart; what it is like to "Live in Reduced Circumstances" and much more. . . At the end of the 3 month program, your house-account should be more efficient...