Derogatory remarks, Late payments, Hard Inquiries, Loans, Credit utilization, Charge offs, and Dispute letters are things we may or may not have been taught in life. Because of that, we may have made a few bad decisions. From absolutely bad decisions or rather out of ignorance many of us have not so good credit. In this read, you will learn to face those bad decisions and turn them into positive ones. Repairing/Fixing your credit is something...