Forest Paths is a follow-up to Anderson's The Credit Scoring Toolkit, published by Oxford University Press in 2007, which was considered the bible of the industry. One might be intrigued by the title: i) "Credit Intelligence", like military and national intelligence, is (to some extent) espionage; ii) "Modelling", much reliance is put on models for prediction; iii) "Many Paths", choices must be made regarding how it is achieved. Both are broad based,...