Consumer Credit Models: Pricing, Profit, and Portfolios

by L. Thomas and Lyn C. Thomas

The use of credit scoring--the quantitative and statistical techniques to assess the credit risks involved in lending to consumers--has been one of the most successful if unsung applications of mathematics in business for the last fifty years. Now with lenders changing their objectives from minimising defaults to maximising profits, the saturation of the consumer credit market allowing borrowers to be more discriminating in their choice of which loans,...

• Format: Hardcover
• Language: English
• ISBN: 019923213X
• ISBN13: 9780199232130
• Release Date: April 2009
• Publisher: Oxford University Press, USA
• Length: 400 Pages
• Weight: 1.55 lbs.
• Dimensions: 1.0" x 6.2" x 9.2"