Banking in the sparsely settled, frontier Florida of the nineteenth century was not for the timid or the easily discouraged. Being neither of these, the indomitable William Boyd Barnett opened a private bank in Jacksonville in 1877 that would later bear his name. Barnett and his two sons built a successful family business, and by the early 1880s, their bank had become the largest in Florida. During the next several decades, the bank played a part...