Apple Pay is Apple's mobile payments service. Apple Pay, which has been available since October 20, 2014, is designed to allow iPhone 6, and all other latest version users in the United States, the United Kingdom, Australia, Canada, Singapore, Hong Kong, China, Japan, Taiwan, UAE and EU Countries, Apple Pay is now available on the iPhone 5, iPhone 5c, and iPhone 5s in addition to the Apple Watch. To use Apple Pay with one of these devices, you must have a linked Apple Watch. This is made feasible by the NFC chip included inside the Apple Watch. When coupled with a recent iPhone, the Apple Watch can also make payments, eliminating the need to whip out your phone to utilize the payments app. Apple allowed person-to-person Apple Pay purchases using the Messages app on the iPhone and Apple Watch. You may use Apple Cash to transfer money to friends and relatives in the United States. Apple also launched its own credit card, the Apple Card, in August. Payments on the new gadget are confirmed using facial scans rather than fingerprint scans. To make transactions safe, Apple employs a technique known as "tokenization," which prevents real credit card details from being sent over the internet. Apple also protects payments on compatible iPhones with Touch ID or Face ID, and the Apple Watch with continuous skin contact. Apple Pay aims to replace the wallet, and the one-step payment method eliminates the need for customers to sift through their purse or wallet to discover credit or debit cards. Apple Pay works everywhere NFC-based contactless payments are accepted since it is based on current NFC technology OVERVIEWApple Pay OverviewSetting Up Apple PayHow It WorksIn More DetailApple Pay on the WebApple CashThe Apple CardTap to Pay on iPhoneInternational Expansion
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