Too often, many spend more time on preparation rather than the solution. Could it be that many are fearful of what they find or is it that they don't want to face the truth? Either way, in order for you to change your financial habits, you must uncover the truth about yourself. Habits don't form overnight and it won't instantly change. It takes 21-days to form new habits, think positive over your finances, and find ways to save money. Upon completing...