This is a story about three generations of the Lambert family who live in a Denver, Colorado suburb. The story begins in March 2009. The family isn't rich, but they aren't poor either. They try to look ahead to the future and prepare for what is out there, but their view of the future isn't always clear. They are optimistic about the future to a certain degree, but they see a few 'dark clouds' on the American silver lining that could spell trouble...