23 Legal Defenses To Foreclosure: How To Beat The Bank

by Troy Doucet

Book Overview

23 Legal Defenses to Foreclosure breaks down 23 powerful foreclosure defenses into easy-to-understand chapters. Each chapter is packed with useful information that you can use directly in court in any... This description may be from another edition of this product.

• Format: Paperback
• Language: English
• ISBN: 1438278195
• ISBN13: 9781438278193
• Release Date: August 2008
• Publisher: Createspace Independent Publishing Platform
• Length: 442 Pages
• Weight: 2.40 lbs.
• Dimensions: 0.9" x 8.0" x 10.0"

Customer Reviews

23 Legal Defenses to Foreclosure: How to beat the bank.

It is an excellent book that will benefit lots of people. It's very informative and educational. It also serves as a guideline for homebuyers before signing their names on those loan docs. Excellent.

Must have Book for both Non-Lawyers facing Foreclosure and Lawyers with a client facing Foreclosure!

This book is a great summary of the law of Foreclosure Defense. It is written in a way that is easily understandable by non-lawyers and yet a great resource for any lawyer who defends mortgage foreclosures. Troy Doucet's puts his expertise in the Federal Truth in Lending Act and foreclosure defense in an easy to read, step by step instruction with example pleadings to assist the lay person in self defending a foreclosure action. He also gives lawyers a must have reference when approached with a client facing a foreclosure action. Troy provides checklists, examples, references to Federal statutes and the precedent case law on point to guide everyone through the ever so complicated Federal law of consumer protection. Great Book Troy!

Great Resource...Even for an Attorney

23 Legal Defenses to Foreclosure: How to Beat the Bank by Troy Doucet is an excellent overview for anybody exploring this area. I disagree with the misrepresentation claim leveled above, because like anything else, nothing is certain. (e.g. How many "lose twenty-pounds in 10 days books" are there?) I also partly disagree with the comment that the book is only helpful in certain states and quotes only federal law. The author goes to great pains to help you understand that the federal laws are largely copied by states and you can find the appropriate state reference by using the federal template. Additionally federal law is what you'll need in a bankruptcy proceeding in any state, so it is universal in that regard. But I partly agree with the criticism leveled at the state-specific focus because the book explicitly addresses only those venues where foreclosure is a judicial process (versus a trustee sale which without effort, is an extra-judicial procedure). However, the theories are still valid but there are some tricks that need to be employed to use the defenses in a state where foreclosure is generally not accomplished by a court proceeding. The book would improve if it had a chapter dedicated to a "generic overview" of those necessary tactics. My rating remains five-star because the book is thorough, affordable, and well organized. I will recommend it to all of my clients (or potential clients) seeking more information on this important subject

Excellent Resource for Foreclosure Defense

I highly recommend this EXCELLENT book. I happened to come across it while searching for legal defenses to foreclosure, and it has provided more information than I ever considered it would contain. The sample pleadings, motions, and formal correspondence to lending institutions are also a great resourse. I truly recommend this book for anyone seeking to enhance their defenses to foreclosure. Thank you to the author for putting together such a great resource.

Worth twice the price!

I was apprehensive at first when ordering this book, for a number of reasons. First, for a soft-back it seemed over priced. Secondly, I was afraid it would be (a) either over my head, filled with convoluted legal jargon, or (b) just a teaser, filled with info on how to talk to the bank about modifying a loan or a short sale, but not contain any real meat and potatoes about legal defenses. Well, let me tell you, I was wrong on all counts! I would gladly pay double, no triple, the price of this book to purchase it after having read it. It is written in simple to understand English, but don't take that to mean that it is not jam-packed with legal data. Only the author makes sure he defines all the key terms along the way, and he presents the information on an easily assimilable gradient so that the reader can understand it fully. I thought I was going to have to grind through this book over the course of a few weeks, but once I cracked it open I read the whole thing in one evening...and understood it all! Despite the gruesome subject matter and legal technicalities, it is actually a very pleasant, it not flat-out enjoyable, read. Not only does the author present complete strategies and guidelines on how to go about your defense, he also includes a complete appendix of all the legal forms, rules, applicable laws etc. that the reader will need. Kudos to Troy Doucet for a fantastic book! I am convinced that this work will help many, many homeowners find relief.