2023 is your year. Goal setting can feel intimidating, but it doesn't have to be! Ramsey Personalities Rachel Cruze, Dr. John Delony and George Kamel are teaming up to be your guides in the new 2023 Ramsey Goal Planner. They'll help you work on your goals in three important areas of your life: financial, relational and spiritual. You'll learn the five essential guidelines for goal setting so you can determine your goals in...